Verify the business before discussing the finish details

Ask for the contractor’s legal business name and license information, then confirm the current record with the Minnesota Department of Labor and Industry. The state’s official license lookup instructions explain how to search business and license records.

Confirm that the name on the record aligns with the contract and that the credential fits the work. Request current insurance documentation as well. A verbal statement about being licensed or insured is not a substitute for checking the record.

Compare responsibilities and the written scope

A strong proposal explains who handles design, permits, trade coordination, product ordering, site protection, cleanup, and inspections. It should also identify what the homeowner must supply or decide. Two proposals with similar totals can allocate those responsibilities very differently.

Ask how allowances, hidden conditions, and change orders work. Extra work should be documented with its scope and cost or schedule implications before proceeding whenever circumstances allow. Use the estimate comparison guide for a detailed checklist.

  • Verify the business license and current insurance documentation.
  • Review the scope, exclusions, allowances, and payment terms.
  • Confirm permit and inspection responsibilities for the actual project.
  • Ask for a clear point of contact and a planned communication rhythm.
  • Review relevant past work without assuming one project proves every capability.

Look for a process you can understand

A remodel involves decisions before and during construction. You should know when selections are due, how progress will be communicated, who can answer questions, and what happens if a material is delayed or an unexpected condition is uncovered.

Laghmich’s design-build approach connects design and construction planning around one project vision. If you are ready to discuss fit and scope, request a free initial consultation and bring your questions.

Questions about this topic

Is a licensed contractor automatically the right contractor?

No. Licensing is a baseline check. Also compare scope, insurance, relevant experience, communication, documentation, references, and the responsibilities each proposal assigns.

Should a remodeling contract include allowances?

Allowances are useful when selections are not final, but they should state what they cover and be realistic for the intended products. Finalize selections early to reduce uncertainty.

Who should obtain remodeling permits?

The responsible party should be named in the agreement. Requirements vary by project and city, so confirm who prepares applications and schedules inspections before work begins.

About the author

Written by the Laghmich design-build team

This guide was prepared by the Laghmich Design & Remodeling team — a family-owned, licensed and insured Minneapolis design-build firm with 25+ years of remodeling experience across the Twin Cities. More about our team and approach · Editorial policy.